English
Banca Transilvania has entered the First Home 4 program, with a cap of 25 million Euros for loans of this type, that it will grant its customers. Under this program, the bank will finance the purchasing of completed or under construction homes, as well as buildings which have not yet been built, according to a press release by the institution.
BT was also involved in the first three stages of the First Home Program, under which it has granted over 1,350 loans, with a total of approximately 53 million Euros. So far, long term loans have been the most sought after, (20-30 years). The average value of a loan from Banca Transilvania - under the first three stages of the First Home program was approximately 40,000 Euros.
The conditions for the loans for the First Home 4 Program at Banca Transilvania are similar to those of the previous programs. Loans are granted in lei, with an interest of 5.49% a year, (ROBOR 3M), plus the management fee of 0.2% a month, and in Euros, at an interest rate of 5.54% a year (EURIBOR 3M + 4 pp).
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