CĂUTARE (160)

The development of online commerce is closely related to artificial intelligence, better said to its use on new platforms and for the modeling of new applications characteristic of each type of consumer/client, stated the participants at the...

In recent years, ecological trends and the fight against climate change have become a central topic on the global agenda, and some financial-banking institutions have decided to play an active role in influencing the lifestyle of their customers,...

The US dollar fell against most major currencies in 2024 as markets anticipated the first post-pandemic interest rate cut by the Federal Reserve.

The PSD-PNL coalition has given two governments since December 2021, Ciucă and Ciolacu, whose results are similar, with identical governance mistakes, although the leadership was different. Because both the PSD in the August 24 Congress and the...

The law capping interest on loans granted by non-banking financial institutions (IFNs) and debt collectors has, unfortunately, big, essential differences compared to the original draft, lawyer Gheorghe Piperea, current MEP, who wrote the draft...

The law on the capping of interest at non-banking financial institutions and the limitation of claims requested by debt collectors, a normative act that joins the law of giving in payment, citizens have a shield that protects them against any...

This month, suppliers face huge prices on the balancing market, prices that have even reached a level of 16,000 lei per Megawatt, Laurentiu Urluescu, president of the Romanian Energy Suppliers Association (AFEER), told us.

In 2023, Romania's economy recorded a moderation in the growth rate, to 2.1%, which however remained relatively solid from a European and regional perspective. The twin deficits remained at high levels, while the annual inflation rate evolved...

Following the crises that followed from 2019 until now and the over-indebtedness of companies, individuals, but also of states, it is vital that the mechanisms to prevent insolvency or bankruptcy work correctly and an interpretation agreed by all...

The Bank of Japan's decade-long fight against deflation and economic stagnation has resulted in near-zero profits domestically, forcing Japanese investors to move their money abroad, often to the United States. As a result, Japan is by far...

Traditionally, the second month of the year should be marked by the beginning of the first parliamentary session and less by the visibility of the work carried out by the government, but the electoral year 2024 seems out of the ordinary, in view...

Some commercial banks still lack a strong appetite for negotiating credit contracts, said Alexandru Păunescu, the representative of the National Bank of Romania in the Steering Committee of the Alternative Dispute Resolution Center in the Banking...

Romania's economy is showing weaker growth than previously anticipated, say OTP Bank analysts, who attribute the slowdown to challenges in the services and industry sectors, fiscal consolidation and weakening activity in the eurozone. In...

Plafonarea de către stat a dobânzilor bancare ar putea deveni realitate dacă propunerea legislativă privind creditele de consum a Comisiei Europene prin care se doreşte înlocuirea actualei Directive 2008/48/EEC va trece de Parlamentul European...

The state capping of bank interest could become a reality if the European Commission's proposal for a directive on consumer loans passes the European Parliament as the text was adopted in first reading in the meeting of September 12, 2023....

The 1% tax on turnover will have a negative impact on the economic sector of goods distribution, and implicitly on the national economy, it is stated, in a press release sent to the Editor, by the Association of Romanian Goods Distribution...

The governor of the National Bank of Romania spoke publicly for the first time regarding the transfer of consumer protection duties from ANPC to the central bank. Although he wanted to appear categorical, Mugur Isărescu appeared rather undecided....

The Covid-19 lockdown and the associated economic crisis have irrevocably changed people's lives. One of the changes with a long term impact has been the acceleration of the transition towards digital payments: customers have avoided using...

The new version of the law of giving in payment, passed by president Klaus Iohannis in mid-May, seems to have convinced the courts, which have already begun ruling in favor of debtors.

The state of alert has left its mark both on the political scene and the economic activity carried out in June. Many of the measures passed by the Government and Parliament have been aimed at further supporting the private business community and...

The biggest challenge for the world right now is to find a way out of the Covid-19 pandemic, with a focus on avoiding new epidemic waves after social distancing measures are loosened, says Andre Cappon, founding president of CBM Group of New...

• (Interview with Daniela Iliescu, CEO of Patria Bank) 

Romanian freelancers, a category which includes a number of economics specialists, are facing a number of difficulties in their activity and no one cares about them and their problems, lawyer Gheorghe Piperea says.

• Interview with economist Lucian Isar 

The leu has seen a constant and steep drop against the major currencies this month. This phenomenon has sparked diverse opinions, with part of the public opinion pointing the finger at the National Bank of Romania (NBR).

Adrian Vasilescu, strategy consultant at the NBR, has caused outrage in the press and in society through his statement madea the end of last week, that Romanians affected by the introduction of the new degree of indebtedness " should get 2-3...

Reporter: How would you describe the banking market, at the present time?

The urge "Mircea, act like you're working!", back in the days of the so-called revolution of December 1989, was brought back recently by a new "director".

The dystopia of 2169 seems to be 151 years away from us, if we were to watch the American sci-fi movie "In Time", in which New Zealand screenwriter, director and producer New Zealand Andrew M. Niccol has imagined a world in which money...

This type of monetary policy has been adopted by numerous developed or emerging countries starting with 1990, starting from the premise that a monetary policy based on transparent rules, despite the independence of central banks, can ensure even...

PNL senator Daniel Cătălin Zamfir does not disappoint. His draft law concerning the capping of interest rates was the first that appeared on the agenda yesterday, in the common meeting of the specialized commissions and despite the controversies...

The first hike of the policy rate in the last ten years, by 0.25 percentage points, is too small and has come too late to have a significant effect on inflationary expectations.

The financial banking system seems to be the focus of most of the investigation entities. After being audited by the National Tax Administration Agency (ANAF) and by the National Consumer Protection Authority (ANPC), some of the banks which...

The ruling issued by the Court of Justice of the European Union (CJUE) in the Andriciuc versus Banca Românească case represents a great advantage for Spanish debtors, said Patricia Suarez Ramírez, the president of the Association of Financial...

All the banks that have granted CHF loans will be audited by the National Consumer Protection Authority (ANPC), its chairman Bogdan Pandelică, announced yesterday in the Economic Commission of the Senate.

The non-banking financial institutions have been fined a total of 337,000 lei, following the audit conducted by the National Consumer Protection Agency (ANPC), between May 8th, 2017 - June 16th, 2017, according to a report of the ANPC, published...

BCR yesterday apologized to one of its customers, after BURSA reported that their performing loan with no arrears is registered with the Cadastre Office as having been assigned to a company headquartered in Luxemburg.

The quick expansion of lending and the effects of the crisis have led to the accumulation of a high volume of non-performing loans, (NPL), "substantially resolved in the last two years", Florin Georgescu, first deputy governor of the...